Lexlaṣ elektroniki: asnerni neɣ bancarisation ur nekfi ara?

Asnerni n monétique deg Lezzayer ur yekfi ara ad ibeddel tudert n yal ass. Tamsalt mačči d teknika kan: d laman, d ssuq n tidet, d asaru n yimeẓẓyanen, d bank d informalité.

Lexlaṣ elektroniki yettban am amaynut: kartat, TPE, applications, imḍanen n transaction. Maca deg tedamsa n yal ass, amdan ur yettekki ara deg usemres kan acku yella ttawil. Yesseqdac mi ara yili laman, mi ara yili ssuq yettwazemmen, mi ara yili uḥric n tedamsa yettwabna ɣef bank.

Deg Lezzayer, takarḍa tezmer ad tili deg ufus n umdan, maca cash yezmer ad yili deg ubrid n tudert. Yal ass, tnezzut tettekki deg wacu yellan d asemres, deg ubrid n uselken, deg tugdi n ccan, deg lḥisab n taxe d uɛessas. Asnerni ur d-yettas ara s ubrid n machine kan.

Ayen i d-yettban deg tɣawsa-a

Yaqoub Mellali yettwali deg tamsalt-a aẓar n bancarisation ur nekfi ara. Mi ara yili urbaḥ n bank i yimeqqranen, maca imeẓẓyanen n ssuq ur sɛin ara TPE, ad yili lexlaṣ elektroniki am tacriḍt n tsertit, mačči d tazmert n umdan.

Ayen i d-yettban deg imḍanen d tamsalt n lferq: acḥal n tkerḍiwin? acḥal n transactions? anwa i yessexdam? anda? deg tnezzut tameqqrant neɣ deg tazmert n yal ass? Ma ur d-nefki ara tiririt ɣef yisteqsiyen-a, asnerni ad yeqqim d awalen.

Tamuɣli tasertant

Modernisation n tedamsa ur d-tettas ara mi ara d-nerr talɣa tamaynut i tɣawsa taqdimt. Tettas-d mi ara yettwabeddel ubrid n laman, n bank, n ssuq d usefru n informalité. War waya, takarḍa ad tezzi, maca cash ad yeqqim d agellid.